Risk Disclaimers

1. Not Financial Advice

FortunaMind provides educational tools, portfolio analysis, and informational content. Nothing on this platform constitutes investment advice, financial advice, trading advice, or any other type of professional advice.

You should not interpret any information provided by FortunaMind as:

• A recommendation to buy, sell, or hold any cryptocurrency
• An endorsement of any particular investment strategy
• A prediction of future price movements or returns
• Tax, legal, or accounting guidance
• Personalized financial planning advice

2. Cryptocurrency Risk Warning

Cryptocurrency investments are highly speculative and carry extreme risk. Before investing in cryptocurrencies, you should understand:

Market Volatility

Cryptocurrency prices can be extremely volatile, with potential for rapid and substantial losses. Daily price swings of 10-20% or more are common. You could lose your entire investment.

Regulatory Risk

Cryptocurrency regulations are evolving and vary by jurisdiction. Regulatory changes can significantly impact cryptocurrency values and your ability to buy, sell, or hold digital assets.

Technology Risk

Cryptocurrencies rely on complex technology that may contain undiscovered vulnerabilities. Smart contract bugs, network failures, and protocol changes can result in loss of funds.

Security Risk

Exchange hacks, lost private keys, phishing attacks, and other security incidents have resulted in billions of dollars in losses. No security measure is foolproof.

Liquidity Risk

Some cryptocurrencies may have limited liquidity, making it difficult to buy or sell at desired prices. Market manipulation is also more prevalent in less liquid markets.

Counterparty Risk

Exchanges, wallet providers, and other service providers can fail, be hacked, or act fraudulently, potentially resulting in loss of your assets.

3. Past Performance Disclaimer

Past performance is not indicative of future results. Historical returns, whether displayed in FortunaMind or elsewhere, do not predict future performance. Any historical data or performance metrics are provided for educational purposes only and should not be used as the basis for investment decisions.

4. AI and Data Accuracy Disclaimer

FortunaMind uses artificial intelligence to analyze portfolios and provide educational insights. You should be aware that:

• AI-generated content may contain errors, inaccuracies, or outdated information
• Data from exchanges and third-party sources may be delayed, incomplete, or incorrect
• Price data, market cap figures, and other metrics are provided "as is" without warranty
• AI insights are educational interpretations, not facts or predictions
• The AI does not have access to real-time market information during analysis

You should independently verify any information before making investment decisions.

5. No Guarantee of Results

FortunaMind makes no guarantees, representations, or warranties regarding:

• The accuracy or completeness of any information provided
• The profitability or success of any investment strategy
• The performance of any cryptocurrency or portfolio
• The availability or reliability of the Service
• The suitability of any information for your specific situation

6. Personal Responsibility

You are solely responsible for your investment decisions. Before investing:

• Conduct your own research and due diligence
• Consult with qualified financial advisors, tax professionals, and legal counsel
• Understand your risk tolerance and investment objectives
• Only invest what you can afford to lose completely
• Consider your personal financial situation, goals, and constraints

7. No Professional Relationship

Using FortunaMind does not create any professional relationship between you and FortunaMind or its operators. We are not acting as your financial advisor, investment advisor, broker, tax advisor, or legal counsel. We do not have a fiduciary duty to you.

8. Third-Party Information

FortunaMind may display or link to information from third parties, including exchanges, price feeds, news sources, and educational content. We do not endorse, verify, or guarantee the accuracy of third-party information. You access third-party content at your own risk.

9. Jurisdictional Restrictions

Cryptocurrency regulations vary by jurisdiction. Some features or content may not be available in your location. It is your responsibility to ensure that your use of FortunaMind and any investment activities comply with applicable laws and regulations in your jurisdiction.

FortunaMind makes no representation that the Service is appropriate or available for use in all locations.

10. Tax Implications

Cryptocurrency transactions may have tax implications in your jurisdiction. FortunaMind does not provide tax advice and is not responsible for helping you comply with tax obligations. Consult with a qualified tax professional regarding your specific situation.

11. Educational Purpose Only

FortunaMind exists to help you learn about crypto investing and understand your portfolio. All features, including AI insights, analytics, and decision journaling, are educational tools designed to support your learning process, not to direct your investment decisions.

12. Forward-Looking Statements

Any statements about future features, developments, market trends, or potential outcomes are forward-looking and subject to risks and uncertainties. Actual results may differ materially from any projections or expectations.

13. Changes to Disclaimers

We may update these disclaimers at any time. Your continued use of the Service after changes constitutes acceptance of the updated disclaimers.